In Virginia, General District Court records are destroyed after 10 years. However, under current law, debt judgments can still be enforced for another decade. That means debt buyers can garnish wages or freeze bank accounts long after the court records are gone, leaving people with little ability to challenge the case. HB 1426 would fix this by limiting enforcement of these judgments to 10 years — the same period after which court records are destroyed.
Take action immediately: Use the form below to send a message directly to your Senator, urging them to support HB 1426 and stop debt buyers from harassing Virginians over decades-old debt.