Rising utility bills and aggressive debt collection are just two examples of how low-income Virginians face an economy and policy decisions that are rooted in racial inequality and systemic discrimination. At VPLC, we’re using policy advocacy, litigation, and community education to challenge unfair financial practices and strengthen economic protections.
Whether we’re fighting for fair unemployment insurance, challenging predatory lenders, or pushing for affordable energy access, our goal is the same: a system where all consumers are treated with dignity and respect. We also advocate for clear, enforceable rules that level the playing field and promote economic justice. When financial systems are fair and transparent, people can build real security.
How We Advance Economic Fairness
Ensuring Access to Affordable Utilities and Energy
Utilities are essential, and no one should have their power or water turned off because they’re facing financial hardships. We hold monopoly companies accountable to make sure low-income Virginians aren’t left in the dark.
Fighting Predatory Lending and Abusive Debt Collection
We’re fighting back against high-interest loans, abusive collection practices, and policies that keep families stuck in debt.
Promoting a Fair and Transparent Marketplace
A fair economy starts with fair rules. We’re fighting to make Virginia’s financial systems transparent, accountable, and just for all people, not just powerful interests.
Strengthening Unemployment Insurance Protections
Unemployment benefits are a lifeline for many people. We’re working to improve the current unemployment system, making it fair, functional, and accessible for all of Virginia’s workers.
Donald's Story
40 Years, 40 Faces: Donald
Richmond, Virginia Running short of money to pay bills, Donald borrowed $100 from a payday lender near his Henrico County residence to catch up.
Our Impact
$85M Millions in utility costs saved for Virginia families
Blocked Appalachian Power’s proposed $95 million rate hike, securing savings for 500,000+ customers and expanding payment plans and low-income support programs.
$44.5M Millions in refunds secured
The U.S. District Court approved payouts to borrowers harmed by illegal high-interest internet loans, bringing direct cash relief to Virginians and others across the country.
$760M Millions of illegal debt erased
Litigation efforts canceled unlawful debts, lifting enormous financial burdens off more than a million impacted borrowers.
VPLC Stands up Against Electricity Price Hikes
Featured:
VPLC Stands Up for Low-Income Virginians in Dominion’s Rate Case
VPLC appeared before the State Corporation Commission (SCC) to ensure the voices of low-income Virginians are heard in Dominion Energy’s latest rate case. For nearly five decades, VPLC has fought to protect families from unfair practices that threaten their financial stability and access to essential services like electricity.
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Protecting Consumer Rights and Economic Fairness News and Insights
Update
VPLC Joins National Coalition Defending FTC Independence
VPLC is among 40 consumer, privacy, and competition organizations filing an amicus brief in Slaughter v. Trump, supporting Federal Trade Commissioner Rebecca Kelly Slaughter in the challenge to her attempted removal by the President.
Update
From Capitol Hill to Virginia Homes: The Real Cost of a Shutdown
When federal systems stall, low-income Virginians face the consequences first.
Update
VPLC Stands Up for Low-Income Virginians in Dominion’s Rate Case
This week, Virginia Poverty Law Center (VPLC) appeared before the State Corporation Commission (SCC) to ensure the voices of low-income Virginians are heard in Dominion Energy’s latest rate case.